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Documents to Gather for Mortgage Loan Application

Gather all of the following documents before you meet with your loan officer. Just to be safe, make sure you don't pack these as you prepare for your move since your lender may ask for additional documents during the application process.
Work HistoryW2 forms from past two yearsPay stubs for the past 1-3 monthsPersonal tax returns for the past two yearsIf self-employed:
Business and personal tax returns for the past two years
Year-to-date profit and loss statement
Year-to-date balance sheet Credit Rating and HistoryCredit reportCredit score
Note: Your loan officer will pull a copy of your credit report and score. But it’s a good idea to check them ahead of time. You can get your credit score or credit reports online for free. Total Debt Names, balances, & account numbers for all:
Credit cardsStudent loansCar loansStore lines of creditOther consumer debt with recurring monthly paymentsAlimony paymentsChild support paymentsDivorce decree Down PaymentDocumentation of down payment, such…

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